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Examples of Unsecured debt include:

  • Credit Cards
  • Department Store Credit Cards
  • Oil/Gas Credit Cards
  • Legal Bills
  • Personal loans (without collateral)
  • Cell Phone Bills
  • Credit Lines
**The following ARE NOT eligible**
  • Student Loans
  • Mortgage Payments
  • Car Payments
  • Secured Loans
  • Income Tax Payments
Not associated with the federal government or the American Reinvestment and Renewal Act
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